Things To Do Online For Social Security Benefits


Being the most vital social resource of USA, it plays a great role in helping citizens. Each month, a number of citizens got benefit checks, raising more than a 3rd of recipients out of poverty consequently. Retired workers who have an age of 62 years and more, 62 percent depend on the monthly payment to account for as a minimum of half of their income. It states that it is a beneficial tool for tens of millions of US Citizens when it comes to financial aspects. However, it is a program, designed for helping US citizens in making their life easier.
things-to-do-online-for-ss-benefits

As it is a program, there are many folks, who do not realize its ins and outs. For a glance, as years passed on, SSA has developed in a manner that it has become very easy to get claimed. They have shifted the resources online to support recent and future beneficiaries, who will claim its SS benefits in the future. It is confusing whether these benefits can be taken up by calling SSA or visiting a person who is an SSA employee. Of course, there are many cases, in which SSA employees do not want to reply to the queries of beneficiaries.

There is nothing to worry at all because a beneficiary can do many things online, which can help him or her in getting the benefits of Social Security. By visiting the official website of the SSA or accessing ‘my Social Security’ account, we can make an application process or finding the information simpler. Hence, let’s discuss some essential things we can do online when it comes to Social Security benefits, which are mentioned below:

Requesting a replacement SS card

In any case, if you have lost your SS card, then you can stay stress-free. The reason is that the Social Security Administration permits you to make a request for a replacement SS card online in many states. Previously, you could not request a name change or other changes in your card, as long as you reach 18 years of age. But now, it is allowed in 32 states in total, all you need to do is to go online.

In the case of valid state-issued or driver license, there are some exceptions to it. it is important to have a driver’s license for requesting a replacement card because state-issued licenses do not work at all and some states that are 16 in total, where this service is not still accessible, which may include Hawaii, Oregon, Alaska, Alabama, Minnesota, West Virginia, Utah, Tennessee, Oklahoma, Carolina, and many others. For more information, refer to SSA’s official website.

Requesting and printing a benefit verification letter

Apart from a replacement SS card, you can also request a benefit verification letter and then get it in a printed form. A benefit verification letter has some other names as well like benefits letter, proof of income letter, or budget letter. The main purpose of this letter is to show that whether a beneficiary is getting income from SS or not. To request this letter, it is necessary to go online and get its print, which shows his or her proof of income when they are going to apply for a mortgage or loan. This letter is also used when a person is going to get an assisted housing or other local or state housing scheme. When you access ‘my Social Security’ account, it will also give you an option to choose what information you want to have or not to have in the final printed copy.

Modifications in your address or/and phone number

Life is uncertain, there are situations when we have to change our homes and phone numbers. For that reason, changing of the address needs to be mentioned everywhere in your documents. The same is true for Social Security benefits. It states that when you have changed your address or phone number or both, then you need to provide these details to the SSA. Now, you can easily finish this task. Just go to your ‘my Social Security’ account, and you can modify your personal information by accessing the ‘My Profile’ tab. In addition to that, you should also mention when the change of address will come into effect. There is also an exception for this service. People who receive a Supplemental Security Income or do not reside in the US, cannot use this service at all as it is not accessible for them.

Review your SS statement

One of the major reasons why people access ‘my Social Security’ account tabs are to maintain the statement. In previous times, Social Security statements were mailed out every 5 years for employees between the age of 25 and 60. But now, by checking your online SS account, you can know the estimated monthly payment at full retirement age at any time according to your preferences and needs.

Of course, it appears to be just an estimate and it can be proven more accurate as you are going to reach the age of retirement. However, it would be helpful to you if you know where you stand from payouts. It is an essential thing while planning for retirement.

Keep a check on your earnings history

Along with the payout checks, it is also good if you have a constant eye maintained on your earnings history. Your statements can be used to verify the history of your earnings online. The more chances, SSA may make mistakes for covering the operating expenses. But if you hold your earnings reporting error prior to getting SS benefits, you can simply fix at that time before getting involved in any of the mistakes.

So, what are you looking for? If you are really enthusiastic to take complete advantage of the benefits related to Social Security, then you must plan in advance. And you can keep a record of all the compulsory things by checking your SS account online. Your SS account will provide the right and estimated details of your statements, earnings history, and much more.